Who we work with.
We work with people whose finances have outgrown a simple answer, and who want a partner to help them see the whole picture and know what to do next. The people we work with tend to fall into one of these groups.
Make the business work for you.
You built something valuable, and now the decisions come all at once: how you're paid, the retirement plan, the entity, what a sale would actually leave you after tax, and what life looks like after the business.
The first question is usually "how do I avoid losing all this money to taxes?" We help owners make the business work for them and align their finances with the life they want, and we bring in the right people before the letter of intent.
Every grant and every vest, in one plan.
RSUs vesting every quarter, ISOs you haven't exercised because nobody explained AMT, and more of your net worth in one stock than you'd like. The decisions repeat with every vest, and the equity is only one piece of your financial life.
We read the grant documents, model the tax, and decide with you what to sell, what to keep, and when. That includes equity in private, pre-IPO companies, which is one reason the planning fee doesn't depend on assets.
What you have, what you can ask for, and what to do first.
A trust, an estate, or a family business interest that arrived with a trustee, an attorney, and a CPA already attached. The trustee works for the trust and your parents' advisors work for your parents.
We work for you: we help you understand what you have, what you can ask for, and what to do first, and we coordinate with the people already involved.
This money didn't come with a guidebook.
Several accounts and advisors, real estate, a trust, a large tax bill, or a liquidity event on the horizon. If your finances have moving parts and nobody is looking at all of them at once, we can help.
First we learn what matters most to you. Then we plan your money around it.
Are we a good fit?
Probably, if most of these sound like you. Not all of them: if you're nodding at four or five, the intro call is worth your time.
- Household income above $300,000Or a business that supports the household
- Net worth above $2 million, or headed thereCounting the business, the equity, and the house
- Equity compensation you're holding and aren't sure what to do withRSUs, ISOs, NSOs, or an ESPP
- Business ownershipWith the personal and business finances tangled together
- An inheritance, a trust, or a role as a trusteeAnd documents nobody has walked you through
- A decision on the horizonA sale, an IPO, a career change, a move, retirement
- You want one person coordinating the whole thingTalking to your CPA and your attorney so you don't have to
- You would rather have a plan than a productAnd an advisor paid only by you
Probably not a fit if you want a portfolio managed and nothing else, are looking for stock picks or market calls, or are choosing on price alone.
Your next step
Start with a quick intro call. No pressure. You tell us what's going on, and we tell you how we work. We both find out whether it's a good mutual fit. If we're not the right fit, we'll help you find an advisor who is.
Book an intro call